Tuesday, September 22, 2015

Motor Insurance - Legal Liability to Passenger {LLP} and Legal Liability of Passenger {LLOP}

If you drive to Singapore for shopping holidays or visit the Mandai Zoo with your children, your Malaysia Comprehensive Motor Insurance policy also protects your car against road accidents and theft.  However, do add the optional covers for car insurance Legal Liability to Passenger {LLP) and Legal Liability of Passenger (LLoP) before you contemplate the journey across the causeway or the second link to Singapore Woodlands or Tuas as Singapore Road Transport rules and regulations make it mandatory for your to be responsible for the act of your passengers who may accidentally thrown something our of your car and caused injury to a passerby or the car behind you.
Whether or not you travel in Malaysia or to Singapore or to Brunei, you need the LLP as all drivers have a liability to our passengers while they are on board our cars and met with road accident.  We have a duty of care to them and to ensure their safety.
It is cheap to invest in the optional LLP and LLoP car insurance riders.  You can add it onto your existing policy by requesting for an endorsement to your policy and pay the additional premium.